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Breez Forms



Debt Management

Getting Help

If you find yourself in debt because of your changed circumstances, you need to put a budget and debt management plan together to help you plan how to get more control over your finances and get out of debt.  You will only be able to do this if you understand what income you have and where you spend it.

Get started by writing down a list of what you spend your money on (use the budget as a guide).  Compare this with all income coming in to your household.It is essential that you make sure you have something substantial in writing that represents your current financial situation, as people you will deal with such as financial counselors, advisors, banks, creditors and government relief agencies will need to know details about your income and expenses to they can help.