Breez Forms

Construction / Renovate

We take the headache out of construction lending

Brand New Homes

Wanting to build a new home to suit your individual style? Whether it be for residential or investment purposes, you may qualify to borrow up to 95% of the land and building contract value. With the construction loan facility you can build your dream home with less stress.

Renovation Loans

Buying a house to renovate or wanting to add an extension to an existing home? Breez Finance has the perfect loan for you! On-completion valuations may allow for up to 100% of the improvements being financed. Loans are available from as little as $30,000.


Our owner-builder loan was especially designed with tradespeople and small registered builders in mind.  The owner-builder loan provides a chance to build equity in your property with your building trade skills. An owner-builder loan is a great way to add value to your property by using your professional skills to build verandas, extra rooms, garages, renovating bathrooms and kitchens. You may even owner-build your whole house.

Removal and Kit Homes

Purchase a removal home and enjoy the great savings and other associated benefits. Funds can be released prior to the home being fully erected on the new site.

Kit homes are houses that are made from pre-fabricated parts. Kit homes are a viable choice, particularly if cost is of concern, if you own a block of land and wish to build your own house, consider a kit home.

There are a number of companies supplying kit homes. In some cases you can send your own design to these companies who will provide you with a cost breakdown to design it. Alternatively, you can select one of their own designs, or suggest modifications to a basic design that allows you to add some of your own special features.

Spec Loans

When you need speculative construction finance to build and sell, Breez can lend up to 80% of the value. Interest-only repayments are available for up to 5 years.

Credit Impaired Construction Loans

Clients with damaged credit histories needn’t worry about being knocked back on construction loans anymore. Breez can make your construction loan an easy process.

We believe that great rates and great service make for great customer relationships.